Stablecoins have seen unprecedented growth – with transaction volumes recently exceeding the likes of Visa. Leading experts are now codifying strategies for investors to profit from this rapidly expanding market.
In the second quarter of 2025, stablecoin transaction volume exceeded $6 trillion, more than doubling Visa’s numbers. This increase foreshadows greater retail demand and capitalization, according to CryptoRank data. JPMorgan Bank at the same time forecasts that the market capitalization of dollar stablecoins will increase threefold by end 2028. This forecast underscores strong continued expansion in the market.
There are a few different ways to generate passive income with stablecoins. One model approach concentrates on US Bond Based Yield. This approach is able to guarantee US bonds liquidity and provide investors with RESO potential returns of 12% per year. Though, this is fraught with dangers like “impermanent loss.” As CEO of IT company Tehnobit, Alexander Peresichan pointed out, you can mitigate this risk by having USDT stored away. With a second education in marketing, background and vision Peresichan’s stablecoin market is not just another financial instrument.
A second strategy is to buy Bitcoin or Ethereum (ETH) with stablecoins in the hopes of profiting from increases in value. Dmitry Savintsev, another Cryptorg analyst and RBC expert since 2014, elaborates on more earning scope.
Savintsev flags how the staking of stablecoins on centralized crypto exchanges, such as Binance, could leverage and amplify these risks. These platforms are currently providing effective yields of 4%-10% per annum.
The exchange acts as an intermediary in such products. This is, in essence, an alternative to bank deposits with higher returns and relatively manageable risk. - Ryan Lee
For a more reliable income stream through staking, experts recommend holding a position for at least two to three years. Users can directly deposit stablecoins into DeFi protocols, though this often takes higher levels of technical knowledge.
We’re seeing regulatory actions developing in reaction to the rapid expansion of stablecoins. The US and Hong Kong have both recently taken a stronger stance against stablecoin transactions, setting new precedents for such transactions. This transition underscores their rising significance in the financial ecosystem.
The anticipated increase in stablecoin capitalization to over 188 billion dollars by 2028 only highlights the need for an education on these complex digital assets. Speculators and investors alike, on the other hand, are looking for any way from yield on bonds to yield on crypto exchange staking to capture the power of stablecoins.
